A 2-1 buydown opportunity in New Horizons

Start with a 4.99% rate.

Ask Isaac about the temporary 2-1 buydown available for this home through West Shores Financial.

Get Buydown Details from Isaac Ask Debbie About the Home

Purchase price: $665,000. *4.99% is the assumed temporary Year 1 rate in this 2-1 buydown example. Loan approval and final terms apply.

How the offer works

One home. Three steps in the rate schedule.

In a 2-1 temporary buydown, the rate used to calculate principal and interest starts 2 percentage points below the note rate, moves up 1 percentage point in Year 2, then reaches the full note rate in Year 3.

Understand the rate path before you decide.

The 4.99% rate is temporary and applies only during Year 1 in this example. The rate increases in Year 2, then the full note rate applies beginning in Year 3.

This property-specific buydown is available only through Isaac Grajeda at West Shores Financial.

Call Isaac

Year 1 4.99% temporary rate*

Year 2 5.99% temporary rate*

Year 3+ 6.99% full note rate*

APR for this loan scenario: [INSERT LENDER-CALCULATED APR]

*Illustrative rate schedule assumes a 6.99% note rate. Confirm the actual note rate, APR and buydown terms with Isaac before publishing. The buydown is temporary; the full note rate applies beginning in Year 3. Borrowers must qualify under applicable program guidelines. Rates and terms are subject to change and approval. Taxes, insurance, HOA dues and other costs are additional.

Exclusive financing contact

Get the buydown details from Isaac

Isaac can review the available financing scenario, explain the temporary rate schedule and discuss next steps.

Isaac Grajeda

Vice President, Mortgage Operations · West Shores Financial

Direct: (661) 305-7981

Email: [email protected]

DRE #02225320 · NMLS #2454758

West Shores Financial · DRE #01948605 · NMLS #2089797

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Property photos

Take a closer look

Browse the photos of 22741 Nadine Cir #B.

New Horizons · Torrance

A community with ways to stay involved

New Horizons South Bay is a 55+ community with facilities, activities and events. Check the association’s website for current information and schedules.

Golf

Community information references a 9-hole golf course.

Pools & spa

Ask the association about current access, hours and rules.

Sports & fitness

Community listings reference sports courts and fitness facilities.

Clubhouse

Community recreation spaces are part of the New Horizons lifestyle.

Activities & clubs

See current resident clubs and activities on the association website.

Events & updates

Check the association’s latest notices, event information and newsletters.

New Horizons Website Community Events Activities & Clubs Newsletters & Updates

Community amenities, use rules, fees, access and schedules should be verified with New Horizons South Bay Association.

Property questions and showings

Contact Debbie about the home

Debbie can help with property questions and showing requests. Contact Isaac directly for the exclusive buydown financing.

Debbie Lang

Senior Real Estate Specialist®

Serving the South Bay of Los Angeles

(424) 355-3500

DRE #01194971

West Shores Realty, Inc. · DRE #01948605

Call Debbie About the Home

For the 2-1 buydown, call Isaac at (661) 305-7981.